Polar Credit is just a direct loan provider providing a revolving credit center that you can use each day to aid with your everyday expenditure. A free account with us allows you to withdraw funds if you want to, with money used in your money within seconds of approval.

We realize what truly matters to clients if they are interested in credit – a straightforward application that is online, a fast decision and quick usage of money. Our personal line of credit brings most of this together but in an item that can is sold with a lower interest rate when comparing to a loan that is payday.

Application

We request you to offer us with a few information about yourself that can help us make our financing choice, such as for instance your complete name, target and date of delivery with the information on your work, income and spending. The whole application procedure is performed on the internet and, because our company is an immediate loan provider, we inform home loans for bad credit you the end result of the application in a matter of mins.

Our financing choice

We make use of the information you’ve provided in your application together with the information within our very own database and also the information that individuals receive back through the credit reference agency to produce an instant choice in your application. It’s important which you accurately complete the application kind form to ensure that we now have usage of most of the right information to simply help us evaluate the application. In the event that information which you offer will not match our documents we possibly may need certainly to ask for more information to carry on together with your application.

Our company is a lender that is direct perhaps maybe not an agent, so we make all our lending decisions ourselves. Please simply just simply take you time whenever applying to give consideration to all of the concerns inside our form as that will help us make our decision. When the application is submitted, there is not any more waiting time and energy to find the outcome out of the online application. We will let you know straightaway in the event that you’ve been authorized therefore the number of credit your personal line of credit happens to be authorized for.

The whole procedure occurs online along with your Polar Credit account can be acquired to work with right after you eSign your credit agreement.

Bad credit or no credit score? We shall attempt to comprehend your needs because they are and focus on the future today.

Got a slim credit report or a bad credit rating from some bad choices produced in days gone by? Don’t genuinely believe that a pay day loan is your sole option when you’re to locate credit. While we might not be able to accept some clients who nevertheless continue steadily to miss their repayments, individuals with defaults within the past can nevertheless be eligible for our cheaper option to pay day loans.

Quick transfer of money

Because you need immediate access to cash at that point in time and our credit line can match the service that you would expect from some of the best online payday lenders in the UK if you need an instant payday loan it is often. As soon as your Polar Credit application is approved funds are used in your money within seconds of you building a withdrawal demand and you will access the cash briefly a short while later if you hold your account with one of the most significant UK banking institutions that supports quicker re re Payments.

The price

Appears like all the most readily useful options that come with pay day loans to date? Well, this is what we think could be the best benefit of y our alternate solution – the price. Taking out fully a £100 cash advance for thirty days can run you just as much as £24 although it only costs £6.60 to borrow £100 for the amount of time from us. You need to borrow for 30 days while it is not easy to find a cheap payday loan, and many people would argue that cheap payday loans simply do not exist, our service is more than 70% cheaper than a £100 payday loan from a direct lender when.